Contain Costs Through Long Term Planning

Competitive employee benefits packages can help your company remain favorably positioned within its industry and are essential for attracting and retaining quality employees.  With the rising cost of health care, cutting benefits may seem like a necessary reality for some companies, but could have serious long-term consequences.


Retaining employees throughout these rocky economic times is vital, and by implementing a 3 to 5 year strategic benefit plan, an employer will find ways to contain or even cut costs while still offering competitive benefits.


Celedinas Insurance Group, a MarshMcLennan Agency helps companies create strategic procedures to outline goals, strategies and action plans for your employee benefits program.  Our specialists will work with you to strategically analyze ways to contain costs through various plan improvements.  This approach is a methodical and logical long-term approach to benefit planning, as opposed to making decisions year to year, and will provide a model for your future benefits.




Creating a strategic benefit plan can be incorporated into your corporate strategy, and will help greatly with internal budget planning.  This will ensure that a competitive benefits package continues to be available to your employees.




Strategic Forecast Modeling


Celedinas and MMA’s proprietary Strategic Forecast Model provides employers with necessary information to make educated decisions regarding medical, prescription drug, dental and vision plans.  This tool delivers the financial metrics to help identify where and how you can save money.


Modeling Tool Capabilities

  • High-level overview of employee costs
  • Ability to project annual costs based on current and emerging enrollments through analysis of rates and employee contributions by plan
  • Exhibits the impact of the market versus subsidy target trend on future annual costs
  • Detailed overview of future plan costs and funding gaps, facilitating the implementation of strategies to mitigate plan increases and manage future benefit programs

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