Additional Options for Employees

As employee benefits costs continue to escalate, new trends and shifts in the employee benefits landscape are becoming more prevalent.  Employees want more individual choice, including the option of group products on a voluntary basis in an employer setting.  MMA voluntary benefits programs are designed to supplement gaps in existing core benefits and complement or enhance existing benefits programs.  Employees need additional options to help insure against potential financial hardships.  It is important that these products offer the same features, guaranteed issue levels and pricing as traditional group plans. 


Celedinas and MMA have dedicated professionals focused on the development and implementation of employer benefits programs, including voluntary benefits.  We offer unique plan designs, generous underwriting and competitive pricing.  Celedinas strategically positions voluntary plans to complement medical plan designs.    It is important to have an experienced team that understands the goals and needs of your organization.  We take a consultative approach to advising your total benefits needs, and we understand the voluntary benefits marketplace.  Our advisors will help you maximize employee awareness and appreciation.


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